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Who Qualifies for a Reverse Mortgage?
A reverse mortgage is designed for homeowners who want to access their equity while maintaining ownership and comfort in their own home.
At a glance, most borrowers will:
- Be at least 62 years old (or 55+ for select Proprietary Reverse programs).
- Live in the home as their primary residence.
- Have sufficient equity — typically at least 40–60% of the home’s value.
- Stay current on property taxes, homeowner’s insurance, and basic upkeep.
- Complete a brief, independent counseling session to ensure full understanding of the loan’s terms.
- Our goal is to make sure every homeowner is informed, prepared, and confident about the decision.